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2021 Money Smart Poster Contest
Quad City Bank & Trust hosts a 2021 Money Smart Poster Drawing Contest for Local Children

2021 Promotion Announcement

2nd-8th Grade Poster Contest Starts Today!
In celebration of Money Smart Week, a week in April that aims to help people make better financial decisions, Quad City Bank & Trust is hosting a poster contest for local students to answer the question "Why is it important to be SMART with your money?"

About
The vision to create an organization where relationships and service mattered has guided Quad City Bank & Trust in the past and will continue on as the strategy far into the future under the direction of our President & CEO, John Anderson.

ACH Origination Rule Changes
We are alerting you to a number of revisions to the NACHA Rules that may impact you as an originator of ACH Debit and/or Credit Entries and also clarify some issues.

Additional Resources
Provided are additional resources intended to educate and assist our valued clients with Business Online Banking.

Affiliated Business Arrangement
Affiliated Business Arrangement and mortgage application disclosure states that Quad City Bank & Trust is an indirect 20% owner of Ruhl Mortgage and referrals may provide QCBT a financial or other benefit.

All QCBT Lobbies are Open!

Amortizing Loan Calculator
Calculate loan amounts and monthly payments with our online calculator!

Apple Pay™
With Apple Pay™, you can easily make purchases at participating merchants with your iPhone® 6/6s and Apple Watch®. Add your debit card to Wallet to set up Apple Pay™.

ATM Guide
ATM's are located at each Quad City Bank & Trust location. We are also able to provide a network of surcharge free ATMs to our clients through the Privileged Status Network.

Auto Loans
Quad City Bank & Trust has a variety of auto loan financing options to help you buy a new car or used car.

Bill Pay
Pay bills, schedule one-time or automatic recurring payments, set up bill reminders through Personal Online Banking or through our Mobile App at no charge.

Board of Directors
Quad City Bank & Trust's Board of Directors is comprised of members from a variety of business backgrounds. They provide strong insight and direction to the bank.

Business
Manage and pay bills online, deposit electronic checks, balance accounts automatically, and add security to your cash management needs with our business bank accounts.

Business Checking
Business checking accounts to meet the diversified and changing needs of your company or organization.

Business Credit Cards
Take control of your business spending with one of our Visa® or MasterCard® Platinum credit card options and enjoy these great benefits and more.

Business Mobile Banking Addendum
This Business Mobile Banking Addendum governs your use of the Business Mobile Banking Services we provide to our business clients.

Business Online Banking 2021 Enhancements
We are upgrading our online banking system on July 27, 2021. Overall the system will look the same, but additional functionality is now available.

Business Online Banking Training Videos
The Business Online Banking eVideo library features tutorials on first-time login for existing users.

Business Savings
Compare our business savings accounts and find out which option is the right fit for your business.

Calculators
Click on the calculators we've provided and get the information you need. It's just another example of how Quad City Bank & Trust is working to provide you with sophisticated financial planning tools and personalized service.

Car Loan Calculator
Use this online calculator to help you determine your monthly car loan payment or your car purchase price.

Card Control
Card control is a free app that allows you to instantly change the settings on your QCBT-issued debit card.

Careers
We believe that an employee's overall compensation package is enhanced by the benefit plans that are offered. Here, we included the benefits offered at Quad City Bank & Trust.

Cash Management Overview
The Cash Management eVideo library features tutorials on cash management overview, user management, subsidiaries, recipients, payments setup, multiple payments, managing templates, and approving payment

Checkbook Balancer
See if your checkbook is balanced with our online checkbook balancer!

Checking Accounts
Find the right checking account for your personal banking needs.

ClickSWITCH™
ClickSWITCH is the fast, secure and free way to switch your automatic payments and direct deposits when you open a new bank account.

ClickSWITCH™ FAQs
Frequently asked questions about ClickSWITCH and how to use ClickSWITCH to quickly transfer automatic payments from another financial institution to a new bank account.

Client Satisfaction Survey
Your feedback is very important as we work to continually improve the level of service we provide our clients. Please fill out the form and provide any suggestions you may have.

College Savings
Use our online calculator to help develop or fine-tune your education savings plan.

Commercial Team
With a combination of customized products and a commitment to providing the best in personal service, Quad City Bank & Trust is well equipped to focus on your personal and professional success.

Community Impact
Throughout 2020, Quad City Bank & Trust is challenging all employees to focus on giving back (20 debits) and paying it forward (20 credits).

Contact Us
For 24-hour Phone Banking, please call 866.676.0551 and our interactive phone prompts will guide you through the process of transferring funds and reviewing account activity. For all other inquires, please complete the form below and a bank representative will contact you.

Contest Rules
Contest Rules

Correspondent Banking
At Quad City Bank & Trust, it’s our long-term commitment to relationships, combined with our years of experience that make our Correspondent Banking Team, people you can bank on, now and in the future.

Correspondent Banking Services
As a full service Correspondent Bank since 1995, Quad City Bank & Trust is committed to the long-term success of your financial institution. Our team is dedicated to offering customized financial services, competitive and fair pricing, ongoing communication, and up-to-date technology to meet your bank’s unique situation and goals.

Correspondent Golf Outing RSVP
​Join us on the course Monday, August 17th, 2020 for the Annual Correspondent Appreciation Golf Outing!

COVID-19 Resources
Coronavirus (COVID-19) Preparations and Information

Credit Card Pay Off
Use this online calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

Credit Sense
Monitor and check your credit score free 24/7 with Credit Sense.

Culture
At Quad City Bank & Trust, we've developed a powerful corporate culture, one that's evident in every facet of our organization. It's based on the common goal of providing exceptional, personal service and built on the core values of teamwork, mutual respect, and honesty.

Darksite

Debt Consolidation Calculator
Should you consolidate your debt? Our online calculator is designed to help determine if debt consolidation is right for you.

Direct Connect
Quad City Bank & Trust offers the Direct Connect functionality within Personal Online Banking and Business Online Banking for Quicken® or QuickBooks® users.

Donation Request
Quad City Bank & Trust's commitment to our community has guided our organization in the past and will continue on as the strategy far into the future. It's who we are...People You Can Bank On®.

Double Refer-a-Friend Bonus
LIMITED TIME OFFER: Refer a Friend & Receive $100 Each!*

Employee Spotlight - Allison Campbell
Allison shares her thoughts on her favorite part about working at QCBT and what she enjoys doing in the Quad Cities

Employee Spotlight - James Pace
James Pace, Trust Administrative Assistant, has worked at Quad City Bank & Trust for 1 ½ years. Read more about his thoughts on the company culture and what he loves to do in the Quad Cities.

Employee Spotlight - Michael Kuster
Meet Michael! From hiking and photography, to Teller and Wellness Ambassador, Michael Kuster does it all. Get to know him and what he enjoys most about working at Quad City Bank & Trust.

Employee Spotlight - Veola McGowan-Gilmore
Veola McGowan-Gilmore shares what her thoughts on the company culture and what makes QCBT a great place to work

Employer Sponsored Retirement Plans
When it comes to corporate retirement planning, our experienced professionals are dedicated to providing solid investment management strategies that strive to meet the diverse needs of your company and your employees.

Equipment Financing Services
m2 Equipment Finance LLC. When you need to obtain new equipment for your business, m2 Equipment Finance LLC., a wholly owned subsidiary of Quad City Bank & Trust, has the experience you need to advise and execute financing programs as unique as your business needs.

ESG
With numerous programs and activities aligned with the ESG framework, we continue to develop and enhance our long-term plan for the future.

eStatements
To better manage your finances, here's how to securely view your monthly eStatement through Online Banking.

FAQs
Frequently Asked Questions About Trusts and Investment Services

FDIC Insurance
The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects against the loss of insured deposits if an FDIC-insured bank or savings association fails.

Financial Planning
A financial plan provides the "roadmap" that can help you realize your financial and personal goals and reduce the chance of outliving your financial resources. We start by conducting a comprehensive profile. By adding risk tolerance tools, we suggest target asset mixes appropriate for your situation

Form Submission
We are reviewing your information and will be in contact, if needed. Thank you for your relationship with Quad City Bank & Trust, where there are always People You Can Bank On®.

Fraud Prevention Recommendations
Business Online Banking provides several controls and tools to help protect you against unauthorized transactions. We recommend that you use these controls along with your company’s own tools and resources to mitigate the risk of fraud.

Fraud Prevention Resources
Here are some fraud prevention resources to keep in mind while working with the financial services industry.

Fraud Prevention Services
Our Fraud Prevention Services include Positive Pay, ACH Fraud Monitoring - Laru vision™, and ACH Blocks and Filters

Guided Wealth Portfolio
Guided Wealth Portfolios is our digital investing solution that allows you to invest online with a low starting minimum and low-cost, exchange-traded funds (ETFs) while working with a personal financial advisor.

Health Savings Account
What is a Health Savings Account? The Health Savings Account (HSA) is a tax advantage savings plan available to taxpayers in the United States who are enrolled in a High Deductible Health Plan (HDHP) and are used to cover current and future medical expenses.

Home
Loyal to local since 1994, Quad City Bank & Trust is proud to be a community bank with over $2.1 billion in assets, providing full-service commercial and consumer banking, correspondent banking, trust and asset management services. The bank is headquartered in Bettendorf, IA and employs 160 individuals at five convenient locations throughout the Quad Cities area. For more information, visit www.qcbt.com.

Home Budget Analysis
Manage your monthly budget with our online calculator.

Home Equity
Use a Home Equity Line of Credit to cover the cost of cars, weddings, remodeling projects, vacation, unexpected costs, or debt consolidation.

Home Equity Line of Credit Calculator
Use this online calculator to determine the home equity line of credit amount you may qualify to receive.

Home Equity Loan vs. Auto Loan
Home equity loans generally often have lower interest rates than auto loans and the interest may be tax deductible. Use our online calculator to determine how much a home equity loan could save you.

How to Use Trusts
Together with your tax and legal advisers, one of our trust and investment professionals will be glad to help you explore the many opportunities. Keep your own goals and circumstances in mind as you review these examples.

Information Management
Balance your account(s) on a daily, weekly or monthly basis, with our automated Account Reconciliation service. Quickly and accurately reconcile checks and improve audit control by documenting and verifying disbursements

Investment Center Team
Our team of professionals has earned the trust of clients by providing personalized strategies and services. We use our technical knowledge, experience and sophisticated tools to help you select the products and services that can help you pursue a plan to build a better future.

Investment News and Articles
Your online source for comprehensive investment news and related articles. Get the latest stories and advice on current events.

Jeff Lockwood, EVP, Chief Lending Officer Retires from QCBT
Jeff Lockwood retires from Quad City Bank & Trust after 15 years.

John Deere Classic Client RSVP
Hospitality Tent Registration for the John Deere Classic, Saturday, July 13, 2019.

John McEvoy Retires after 9.5 Years with QCBT

John Nagle Promoted to Senior Vice President, Chief Lending Officer
Quad City Bank & Trust (QCBT) is proud to announce that John Nagle will be promoted to the position of Senior Vice President, Chief Lending Officer.

Lease vs. Buy
Should you lease or buy your car? Use our online calculator to find out!

Lending Services
At Quad City Bank & Trust, we like to think that the quality of service we deliver to our customers is just right for the community in which we live and work. Here, you'll find a summary of how we approach our business relationships.

Limited Services at Brady Street 8/19-8/23

Lines of Credit
Gain the added security of overdraft protection and the convenience of additional funds with a Line of Credit.

Loan & Credit Line Payment
Use our online calculator to help determine your loan or line payment.

Locations and Hours
Lobby and drive-up hours vary by location. All locations will be closed on Federal holidays.

Lost or Stolen Credit / Debit Card
Customer support information for lost or stolen credit / debit cards.

Merchant Credit Card Processing
Quad City Bank & Trust is partnering with CardConnect to offer credit card payment processing solutions built on lower costs, no hidden fees, flexible options, and great service to our business clients.

Mobile Banking App
Our free mobile banking app lets you pay bills, make deposits, check balances, transfer funds, set up alerts, send person-to-person payments through Zelle® from supported Apple® and Android® mobile phones.

Mobile Banking FAQs
Frequently asked questions about mobile banking.

Mobile Deposit
Mobile deposit checks into your personal bank account using your smartphone at no charge.

Mobile Overview
The Mobile Overview eVideo library features tutorials on mobile overview, downloading the app, mobile banking interface, mobile deposit, text banking, and Touch ID.

Money Manager
With Money Manager, you can view all of your finances - across multiple financial institutions - conveniently within Personal Online Banking.

Money Smart Poster Contest

Mortgage Assistance
Down payment or closing costs assistance for home mortgage loans.

Mortgage Comparison
Determining which mortgage term is right for you can be a challenge. Use our online calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

Mortgage Loan Survey
Thank you for working with Quad City Bank & Trust for your most recent mortgage loan! We are always striving to give you a better mortgage loan experience and would like to know what you think in the survey.

Mortgage Options
Ruhl Mortgage is a full-service mortgage lender partner that offers multiple home mortgage loan programs to fit your needs.

Mortgage Payoff
How much interest can you save by increasing your mortgage payment? Use our financial calculator to help you find out.

Mortgage Qualifier
The first step in buying a house is determining your budget. Our online calculator steps you through the process of finding out how much you can borrow.

Mortgage Refinance Break Even
How long will it take to break even on a mortgage refinance? Use our online calculator to sort through the confusion and determine if refinancing your mortgage is a sound financial decision.

NACHA rules
Here you will find National Automated Clearing House Association (NACHA) rules

Natasha Jones Promoted to Commercial Banking Officer
Quad City Bank & Trust is proud to promote Natasha Jones to the role of Commercial Banking Officer.

New Account Client Satisfaction Survey
Thank you for opening a new account with Quad City Bank & Trust!

New Hire
Welcome to the QCR Holdings, Inc. family! It's our mission to be the premier provider of financial services to businesses and individuals of whom relationships matter.

New Private Banking Leadership Announcement

Online and Mobile Services
24/7 convenient and secure to access your personal bank accounts, including Online services, mobile app, mobile deposit, bill pay, Card Control, Money Manager, Credit Sense, Zelle.

Online Banking
Securely manage your personal finances 24 hours a day, 7 days a week with the convenience of our Personal Online Banking

Online Banking & Bill Pay
Managing your business finances has never been easier with Quad City Bank & Trust's enhanced digital Business Online Banking platform. Enjoy access to the services and tools you need to efficiently and effectively run your business every day, across multiple delivery channels

Our Correspondent Banking Team
At Quad City Bank & Trust, we are committed to building meaningful and lasting relationships. It’s a part of our personality – a combination of professionalism, passion, and talent. It’s who we are…People you can bank on.

Our Parent Company
QCR Holdings, Inc. will be the premier provider of financial services to businesses and individuals for whom relationships matter, in markets where we can excel.

Our Wealth Management & Trust Team
As a professional investment management team, through careful planning and research, we will give you expert guidance to help you grow your assets and ensure they are transferred to the people and organizations you care about.

Paycheck Protection Program
Important information about the Paycheck Protection Program (PPP) under the CARES Act. Learn more and access our online application and forgiveness portal.

Paycheck Protection Program Portal
The tools you need to navigate the Paycheck Protection Program at the time of application all the way to final forgiveness of your loan.

Payment & Disbursement Services
Our Payment & Disbursement Services include Bill Pay, Credit Cards, Control Disbursement, Sweep Accounts, Wire Transfers, and Zero Balance Account (ZBA).

Payment Exchange
Payment Exchange takes everything you love about traditional checks and combines it with the speed and ease of email. Check payments delivered in minutes, not days!

Payment Exchange
Payment Exchange fees, terms and conditions, and enrollment options.

Personal

Personal Credit Cards
Increase your purchasing power with our Visa® or MasterCard® Platinum credit cards for personal and consumer banking.

Personal Loans
QCBT makes it easy to apply for a personal loan for a variety of purposes with one simple-to-use online application

Phone Banking
Phone banking allows you 24/7 access to your financial information and personal bank accounts, transfer funds and review account activity with your telephone.

Portfolio Account Link
With Portfolio Account Link Access you can: view your portfolio summary, access detailed lists of transactions, and review listings of all investments held.

President's Message
A message from John Anderson, President & CEO of Quad City Bank & Trust.

Privacy

Privacy Notice
Quad City Bank & Trust understands how important privacy and security are to you not only in your banking, but also in your everyday life. We do our best to maintain the highest levels of security to protect your information.

Private Banking
Meet our private banking team and Quad City Bank & Trust's specialized lending and money management options.

QCBT Celebrates Legacy of Founder and Welcomes New Board Members
QCBT celebrates legacy of co-founder, Mike Bauer, upon his retirement and welcomes two new board members.

QCBT Sponsors Keep it QC Gift Card Program

QCBT Welcomes Anne O'Neill!
Quad City Bank & Trust (QCBT) is proud to welcome Anne O’Neill to the role of Executive Vice President (EVP), Chief Operating Officer & Cashier. Learn more about her role and the unique skills she brings to our team!

QCBT Welcomes Branch Managers with Retail Restructure

QCBT Welcomes Julie Hegland!

QCBT Welcomes Mike Weipert as New VP, Commercial Banking Officer
Quad City Bank & Trust is proud to welcome Mike Weipert to the role of Vice President, Commercial Banking Officer.

QCBT Welcomes New VP, Commercial Banking Officer
Quad City Bank & Trust (QCBT) is proud to welcome Nathan Kessler to the role of Vice President, Commercial Banking Officer.

QCIC Mission
The Quad City Investment Center (QCIC) is a team of experienced and dedicated professionals providing personalized guidance and an individualized client experience to a select group of individuals, small businesses, and non-profit organizations both in the Quad Cities and around the country.

QCR New Hire
Welcome to the QCR Holdings, Inc. family! It's our mission to be the premier provider of financial services to businesses and individuals of whom relationships matter.

QCRH Named Top 50 Community Bank by S&P Global
​Quad City Bank & Trust’s Parent Company, QCR Holdings, Inc., Named Top 50 Community Bank by S&P Global.

Quad City Investment Center
The Quad City Investment Center is a team of experienced and dedicated professionals providing personalized guidance and an individualized client experience to individuals, small businesses, and non-profit organizations both in the Quad Cities and around the country.

Quicken Quick Books Direct Connect
With Direct Connect, Quicken® or QuickBooks® communicates directly with your accounts at Quad City Bank & Trust. You don't have to sign into Personal Online Banking and manually download transactions.

Receivables Management
Our Receivables Management includes ACH services, Cash Processing, Lockbox Services, Merchant Processing, and Remote Deposit

Rent vs. Buy
Should you rent or should you buy your home? Use our online calculator to help you weed through the fees, taxes and monthly payments to help you make a decision between these two options.

Resources
Whether you are looking for the best rate, researching the latest fraud prevention practices, or calculating your mortgage payoff, we have the resources and information for you.

Retirement Planner
Do you know what it takes to work towards a secure retirement? Use this online calculator to help you create your retirement plan.

Roth IRA Conversion
Use our online calculator to estimate the change in total net-worth, at retirement, if you convert your Traditional IRA into a Roth IRA.

Roth IRA Vs. Traditional IRA
Use our online tool to determine which IRA may be right for you.

Ruhl Mortgage
Ruhl Mortgage, Quad City Bank & Trust's partner and full-service mortgage lender, offers purchase and refinance loans, including FHA, VA and Rural Development loans, second home loans, and loans for investment properties and relocations.

Ruhl Mortgage Information
Full line of home mortgage options to purchase and refinance loans, including FHA, VA and Rural Development loans, second home loans, and loans for investment properties and relocations.

Ruhl Mortgage Team
Meet the Ruhl Mortgage lending team and contact them for home mortgage loan services.

Sabbatical Stories - Cathy Loughead
Cathy Loughead shares her favorite part of the QCBT employee sabbatical experience

Sabbatical Stories - Kevin Wellman
Kevin Wellman shares his favorite part of the QCBT employee sabbatical experience

Sabbatical Stories - Megan Blair
Megan Blair shares her favorite part of the QCBT employee sabbatical experience

Savings Accounts
Quad City Bank & Trust offers multiple personal and consumer savings accounts to make it easier to save for your future.

Savings Goals
What will it take to help reach your savings goals? Our online financial calculator can help you find out.

SBA Lending
Quad City Bank & Trust is committed to the growth and prosperity of small businesses and are determined to help our clients achieve and build on their success. We proudly hold both the Preferred and Express Lender designations, which allows us to underwrite and approve loans efficiently and help you get down to business.

Search

Security
The Security Overview eVideo library features tutorials on introduction to security, bank security, browser security, user security, secure access code, and mobile security.

Selfie Contest
QCBT hosts a National Selfie Day contest to show off the best places in the Quad Cities.

Services Agreement and Disclosure
Review our Business Online Banking Master Agreement is a part of the Treasury Management Agreement (“Agreement”) entered into between Client and Bank and applies to each Service in which Client enrolls.

Small Businesses Scam Alert

Stimulus Check Round 3: What to Expect

Student Loans
Quad City Bank & Trust has partnered with Iowa Student Loan to offer private loans to help you pay for college as well as refinance existing student loans.

Thank You
Thank for contacting us. We will reach out to you.

Thank You

Treasury Management
With our Treasury Management team, manage and pay bills online, safely deposit checks electronically, utilize ACH for direct deposit of payroll and account consolidation, protect yourself against fraud with an advanced suite of products, and maximize funds availability through various sweep products.

Treasury Management Team

Trust & Investment
When you work with Trust and Investment Services at Quad City Bank & Trust, you will have some of the most experienced professionals in the market help you prepare for the future with confidence.

U Account Checking
The U Account is a no filter personal and consumer checking account that lets you do more with your money.

Video Tutorials
Access our video tutorial library to help you get started or navigate some of our most popular products and service.

Visa^®Gift Cards
Quad City Bank & Trust offers options to purchase individual Visa® Gift cards as the need arises, or to purchase in large quantities to support a particular program.

Volunteer
One of Quad City Bank & Trust's core values is to give back to the community in which we do business, so we want to know about the organizations and activities that matter most to you!

Wealth Management
You can dream dreams. Or you can bring them to life. And when it comes to building your financial future, you will have access to tools and talent from the Wealth Management Division at Quad City Bank & Trust

Website Notices
Unless otherwise specified, no one has permission to copy or republish, in any form, any information found on the Quad City Bank and Trust Company web site.

Welcome
Quad City Bank & Trust is proud to welcome Lindsay Andersen as Assistant Vice President, Credit Operations Manager.

Wellness Team
As a Quad City based or M2 Lease Funds employee, QCR Holdings, Inc. will reimburse you if you participate in two local races each year. You qualify for a refund of up to $25 per race, for a maximum refund of $50 per year.

When Will I Get My Stimulus Check?

You are registered!

Zelle^®
Zelle® is a fast, safe, easy and contact-free way to send and receive money with friends, family and others you trust.