Get to Know the U Account

  • $100 Minimum Opening Deposit
  • No Minimum Balance Requirement
  • No Monthly Service Charge
  • Variable Interest Earnings - Premium Rate (2)
  • Interest Paid Monthly
  • Visa® Check Card
  • Waived Non-QCBT ATM Transactions (3)
  • Check Orders - Charges Vary by Design Selected
  • Check Images Available Online
  • Free Personal Online Banking and Online Bill Pay
  • Free eStatements
  • Free Phone Banking
Image copy reads: Does your account measure UP? Happy couple shown reviewing their banking statement.
Rates
Minimum Balance for APY (1) APY (1) Minimum to Open
$0.01-$10,000.00 2.27% $100.00
$10,000.00+ 0.19% $100.00

It's the checking account worth checking out. Fill out the form below, call us at 563.388.QCBT or stop in to open yours today!

(1) Annual Percentage Yield. APY is accurate as of August 5, 2022. Rates are subject to change. (2) Account requirements to obtain premium APY - you must have an opening deposit of $100 and meet required 15 Visa® Check Card credit-based transactions posted per statement cycle. ATM transactions do not count towards the 15 transactions total. If account requirements are met, the portion of your daily balance of $10,000 or less will earn 2.27% APY. Daily balances of $10,000.01 or more will earn a range of 2.27% to 0.19% APY. If account requirements are not met, the account will earn 0.01% APY. Additional U Account requirement - receive your monthly statement via eStatements with a valid email address. If eStatement requirement is not met, a $5 Paper Statement Fee will be assessed monthly. Fees may reduce earnings. Accounts closed within 90 days will be charged $20.00. Limit 2 U Accounts per Social Security Number. (3) Additional non-QCBT ATM fees may apply.