Get to Know the U Account
- $100 Minimum Opening Deposit
- No Minimum Balance Requirement
- No Monthly Service Charge
- Interest Paid Monthly
- No Paper Statements
| Minimum Balance for APY* | Rate | APY* | Minimum to Open |
| $0.01-$10,000.00 | 0.01 | 0.01% | $100.00 |
| $10,000.01+ | 0.01 | 0.01% | $100.00 |
| Minimum Balance for APY* | Rate | APY* | Minimum to Open |
| $0.01 - $10,000.00 | 4.16 | 4.25% | $100.00 |
| $10,000.01 + | 0.01 | 4.25 - 0.35% | $100.00 |
It's the checking account worth checking out. Open an account below, call us at 563.388.QCBT or stop in to open yours today!
*Annual Percentage Yield. Rate may change after account opening. APY is accurate as of August 26, 2024. You must have an opening deposit of $100.
AThis is the base rate earned for this account. There are no account requirements to earn this rate
BThis is the premium rate earned in addition to the base rate when the following account requirements are met:
1) A minimum of 15 Debit Card transactions are posted per statement cycle (ATM transactions do not count towards the 1 transaction total); AND
2) Receive your monthly statement via eStatements with a valid email address. If eStatements requirements is not met, a $5 Paper Statements Fee will be assessed monthly. If account requirements are met, rates will be paid for that portion of your daily balance that is in each tier. Premium interest is paid separately from the base interest.
When account requirements are met, the portion of your daily balance of $10,000 or less will earn 4.25% APY. Daily balances greater than $10,000 will earn a range of 4.25% to 0.35% APY.