Get to Know the U Account
- $100 Minimum Opening Deposit
- No Minimum Balance Requirement
- No Monthly Service Charge
- Variable Interest Earnings - Premium Rate
- Interest Paid Monthly
- Visa® Debit Card
- Waived Non-QCBT ATM Transactions*
- Check Orders - Charges Vary by Design Selected
- Check Images Available Online
- Free Personal Online Banking and Online Bill Pay
- Free eStatements
- Free Phone Banking
| Minimum Balance for APY* | APY* | Minimum to Open |
| $0.01-$10,000.00 | 4.25% | $100.00 |
| $10,000.01+ | 0.35% | $100.00 |
It's the checking account worth checking out. Open an account below, call us at 563.388.QCBT or stop in to open yours today!
*Annual Percentage Yield. Rate may change after account opening. APY is accurate as of March 20, 2023 and is not an introductory rate. Account requirements to obtain premium APY - you must have an opening deposit of $100 and meet required 15 Visa(R) Debit Card transactions posted per statement cycle. ATM transactions do not count towards the 15 transactions total. If account requirements are met, rates will be paid for that portion of your daily balance that is in that tier. The portion of your daily balance of $10,000 or less will earn 4.25% APY. Daily balances of $10,000.01 or more will earn a range of 4.25% to 0.35% APY. If account requirements are not met, the account will earn 0.01% APY. Additional U Account requirement - receive your monthly statement via eStatements with a valid email address. If eStatement requirement is not met, a $5 Paper Statement Fee will be assessed monthly. Fees may reduce earnings. Accounts closed within 90 days will be charged $25.00. Limit 2 U Accounts per Social Security Number. Member FDIC.