What home loan options are available through Quad City Bank & Trust?
Quad City Bank & Trust offers diverse mortgage solutions directly and through their partner, Ruhl Mortgage, covering traditional, government-backed, and specialized financing option.
- Traditional options like fixed-rate, adjustable-rate, and jumbo loans.
- FHA, VA, Rural Development, investment, second home, and relocation loans.
- In-house and non-prime alternatives, plus first-time home buyer programs for Iowa and Illinois.

Do you offer specialized building or transition loans?
Yes, experts provide structural financing for construction and transitions:
- Construction Loans: Financing for custom home building projects.
- Bridge Loans: Short-term funding using current home equity to buy a new home.
Ruhl Mortgage NMLS ID: 935629 and IL Residential Mortgage License MB. 6760937 | Quad City Bank & Trust NMLS ID: 464419
Ruhl Mortgage Team
Meet the Ruhl Mortgage lending team and contact them for home mortgage loan services. With expertise in every area of mortgage lending, the professional mortgage lenders at Ruhl Mortgage are committed to client relationships and will help you through the full range of products and services.
Contact a local lender or apply below to get started:
Note: Information provided through email is transmitted over an unsecured connection. Do not send account numbers, service requests, or other private information.
Chris Schneider
Vice President
NMLS #: 552414
tel. 563.441.5124
Christopher.Schneider@RuhlMortgage.com
Greg Cotton
Loan Officer
NMLS #: 552555
tel. 563.441.5072
Greg.Cotton@RuhlMortgage.com
Jane Schneider
President
NMLS #: 552524
tel. 309.749.8890
Jane.Schneider@RuhlMortgage.com
Lawrence Davis
Loan Officer
NMLS #: 2007751
tel. 309.743.8060
Lawrence.Davis@RuhlMortgage.com
Ruhl Mortgage, 1701 52nd Avenue, Moline, IL 61265 | 866.441.1862