U.S. Small Business Administration (SBA) Lending

Small business is the lifeblood of a community. That is why Quad City Bank & Trust is committed to the growth and prosperity of small businesses and are determined to help our clients achieve and build on their success. We proudly hold both the Preferred and Express Lender designations, which allows us to underwrite and approve loans efficiently and help you get down to business. Contact one of our Commercial Bankers to get started today.

SBA loans can be used to:

• Purchase machinery and equipment
• Purchase, construct, expand or improve a building
• Acquire inventory
• Provide working capital
• Purchase an existing business or open a new business
• Refinance existing business debt on more favorable terms

Key benefits:

• Longer term and amortization
• Improved cash flow through a lower monthly payment
• Larger loan amount than may otherwise be available
• Lower down payment may be possible
• No balloon payments

Additional Resources:

• Quad Cities Chamber Business Resources
• Iowa SBDC
• Illinois SBDC
• SCORE