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What Student Loan Programs Does QCBT Offer?

Quad City Bank & Trust partners with ISL Education Lending to offer lower-priced private student loans and flexible student loan refinancing options. ISL Education Lending is a trusted, nonprofit organization with decades of experience helping families navigate college financing.*

Types of Private Education Loans Available

Through our partnership, students and families can access multiple specialized borrowing and planning resources:

  • College Student Loans: Private funding designed to help undergraduate and graduate students bridge the gap for college expenses.
  • Parent & Family Loans: Credit options tailored for parents or family members who choose to borrow on behalf of a student.
  • Student Loan Refinancing: Multiple refinancing programs to consolidate or lower interest rates on existing student debt.
  • Planning & Scholarships: Free college planning tools and scholarship opportunities to minimize overborrowing.


Learn more about ISL Education Lending's offerings on their website below.

Learn More About ISL Education Lending 


Important Steps Before Applying for a Private Student Loan

  1. Complete the FAFSA: Always fill out the Free Application for Federal Student Aid first to secure available grants and federal loans.
  2. Consult Your Financial Aid Office: Work directly with your college's financial aid department to exhaust all institutional aid.
  3. Explore Private Loan Options: Review and apply for lower-priced options through our trusted partner, ISL Education Lending.

* Quad City Bank & Trust is compensated by ISL Education Lending for the referral of student loan customers.

Frequently Asked Questions About Student Lending

All loans offered by ISL Education Lending are subject to credit approval.

Completing the FAFSA ensures you maximize federal aid, grants, and work-study opportunities before taking on private debt.

ISL Education Lending is a nonprofit organization dedicated to offering lower-priced student loans and smart financial planning tools.