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ACH Services

Handle your business payables and receivables with ACH services to pay anyone, anytime - safely and efficiently. Make electronic payments to vendors, schedule cash disbursements and pay employees via direct deposit. ACH payments can reduce errors, improve cash flow and strengthen vendor relationships.

Cash Processing

Our cash processing services include verification, counting and sorting, deposit processing and change orders. Through our armored carrier partners, your employees are at less risk because they no longer have to carry cash to the bank.

Lockbox Services

Let us process you payments with our local Lockbox service.  With a Quad City area P.O. Box, Quad City Bank with pick up your payments at the Post Office daily (M-F) and deposit your payments directly into your Quad City Bank account.  Detailed online reporting and imaging is provided daily through our online Lockbox application.  With this service, you will efficiently improve cash flow, reduce accounts receivable expenses, streamline operations, and increase internal security and control receivables with timely, accurate and complete payment information.  We offer HIPAA compliant services to the medical industry. 

Merchant Processing

We offer a variety of merchant credit card processing solutions through our partner, Fitech. Increase your profitability with lower costs, no hidden fees, and flexible options, while offering added payment options for your customers. 

Payments are essential to the success of your business, but you've got so many other things to worry about as you focus on growing your business. To help you simplify payments and boost efficient, Quad City Bank & Trust has partnered with Fitech to provide you the very best in merchant credit card services. Fitech is a leading payment processor that focuses on helping community banks - and their merchants - be more competitive in an ever-evolving payment technology market. Together, we will help you manage payments, improve your customer experience and supply you with the tools you need to succeed. 

Customer Benefits

  • ACCEPT PAYMENTS
    • Let customers pay the way you want - in store, on the go, online, invoiced - with credit, debit, Apple Pay and more.
  • WORK WITH PAYMENTS EXPERTS
    • Get full support from application to activation and beyond.
  • REST EASY
    • Your customers' data is secure and you are provided the tools to become PCI compliant.
  • ACCESS DATA
    • Daily transactions, sales trends, batch records and more business insights are available at your fingertips.
  • FOCUS ON CUSTOMERS
    • Benefit from award-winning customer service so you can get back to running your business quickly.
  • CREATE LOYALTY
    • Strengthen customer relationships to earn customers for life.


 Contact your Treasury Management Team at 563.468.5602 or email treasurymanagement@qcbt.com.

Remote Deposit

Spend less time making deposits and more time concentrating on your business! Quad City Bank & Trust's Remote Deposit Capture service is a valuable, cost saving technology which lets your business convert checks to digital images, allowing deposits to be transmitted electronically without having to leave the office.  Remote Deposit captures check images and data electronically through a check scanner, or mobile device, then transmits the information online for deposit and clearing to the bank. 

 Deposits may be submitted any time of the day seven days of the week.  Receive same day credit for deposits submitted by 6 pm CT on a business banking day.

 Remote Deposit Capture allows you to deposit multiple checks quickly and efficiently.  Additional features include research capabilities, detailed reporting options, the ability to export data and optional description fields for customized record keeping.

 Need greater flexibility? Consider Mobile Remote Deposit Capture option.  Ideal for employees working remotely or for a smaller number of deposited items.  Simply submit a picture of the front and back of the check to deposit.  The app is easy to use, safe and secure!

 Whether utilizing a desktop scanner or mobile solution, Remote Deposit Capture will save time and improve efficiency for your business. 

 Contact your Treasury Management Team at 563.468.5602 or email treasurymanagement@qcbt.com.