To refer-a-friend: contact us below. call us at 563.388.QCBT, or visit one of our convenient locations. 

_{*To receive the $50 Refer-A-Friend bonus, all of the following criteria must be met: 1) Refer someone to open a qualifying checking account, which is subject to approval; 2) the debit card has been used at least once within the statement cycle.  ATM transactions do not qualify for the bonus offer. Once the qualifying activity has been met, the $50 bonus will be paid within 30 calendar days provided both the current client and referred account are not closed or restricted at the time of payout.  Additional terms of the bonus offer include: Account must be opened a minimum of 30 calendar days and have a positive balance at time of bonus payment. Bonus will be applied as a credit to the account. Requirements must be met within 6 months. New client cannot have a previously closed QCBT checking account within the past 12 months. Only new consumer checking clients eligible. Cannot be combined with other offers. Account only eligible for Iowa and Illinois residents. Offer is subject to change without notice. Refer-A-Friend bonuses are unlimited per client and will be reported to the IRS as applicable. Clients will be responsible for applicable taxes on this bonus. Consult your tax advisor.}

_{Annual Percentage Yield will range from 0.00% - 4.00% depending on the account type that is opened. Additional account requirements will apply to the U Account Checking account to obtain the premium APY. Rate may change after account opening. Fees could reduce earnings. APY range is accurate as of June 1, 2025 and is not an introductory rate. $50 minimum opening deposit requirement. Member FDIC}

_{Important Information: Due to the confidential nature, we cannot disclose any information about qualifying accounts opened by the friends you invite.}