An interest bearing checking account with a great rate and no ATM fees.
- $100 Minimum Opening Deposit
- No Minimum Balance Requirement
- No Monthly Service Charge
- Variable Interest Earnings - Premium Rate
- Interest Paid Monthly
- Visa® Debit Card
- Waived Non-QCBT ATM Transactions
- Check Orders - Charges Vary by Design Selected
- Check Images Available Online
- Free Personal Online Banking and Online Bill Pay
- Free eStatements
- Free Phone Banking
| Minimum Balance for APY* | Rate | APY* | Minimum to Open |
| $0.01 - $10,000.00 | 0.01 | 0.01% | $100.00 |
| $10,000.01 + | 0.01 | 0.01% | $100.00 |
| Minimum Balance for APY* | Rate | APY* | Minimum to Open |
| $0.01 - $10,000.00 | 4.16 | 4.25% | $100.00 |
| $10,000.01 + | 0.01 | 4.25 - 0.35% | $100.00 |
*Annual Percentage Yield. Rate may change after account opening. APY is accurate as of October 1, 2024. You must have an opening deposit of $100.
AThis is the base rate earned for this account. There are no account requirements to earn this rate
BThis is the premium rate earned in addition to the base rate when the following account requirements are met:
1) A minimum of 15 Debit Card transactions are posted per statement cycle (ATM transactions do not count towards the 1 transaction total); AND
2) Receive your monthly statement via eStatements with a valid email address. If eStatements requirements is not met, a $5 Paper Statements Fee will be assessed monthly. If account requirements are met, rates will be paid for that portion of your daily balance that is in each tier. Premium interest is paid separately from the base interest.
When account requirements are met, the portion of your daily balance of $10,000 or less will earn 4.25% APY. Daily balances greater than $10,000 will earn a range of 4.25% to 0.35% APY.
- $1,000 Minimum Opening Deposit
- $1,000 Average Daily Balance Minimum Balance Requirement
- $16 Monthly Maintenance Fees (if below Minimum Balance Requirement)
- Unlimited Withdrawals On Site
- Variable Interest
- Interest Paid Monthly
- Waived Non-QCBT ATM Transactions2
| Minimum Balance for APY* | APY* | Minimum to Open |
| $0.01 - $99,999.99 | 0.23% | $1,000.00 |
| $100,000.00 - $499,999.99 | 0.98% | $1,000.00 |
| $500,000.00 + | 4.25% | $1,000.00 |
*Annual Percentage Yield. APY is accurate as of October 1, 2024. Rates are subject to change. Fees may reduce earnings. 2Additional non-QCBT ATM fees may apply.
Call us today for additional terms and rates! Additional rules and early withdrawals penalties may apply.
- $500 Minimum Deposit
- Fixed Interest
| Minimum Balance for APY* | APY* | Minimum to Open |
| $500.00 + | 4.79% | $500.00 |
*Annual Percentage Yield. Annual Percentage Yield is accurate as of October 1, 2024. $500 minimum balance to open. No partial withdrawals. CD must be open minimum of seven days before closing. Early withdrawal penalties may apply. (2)6 month CD will renew into the same 6 month term. Rate for the new term will be determined at time of renewal.
Call us today for additional terms and rates! Additional rules and early withdrawals penalties may apply.
- $500 Minimum Deposit
- Fixed Interest
| Minimum Balance for APY* | APY* | Minimum to Open |
| $500.00 + | 4.51% | $500.00 |
*Annual Percentage Yield. Annual Percentage Yield is accurate as of October 1, 2024. $500 minimum balance to open. No partial withdrawals. CD must be open minimum of seven days before closing. Early withdrawal penalties may apply. (2)12-month CD will renew into the same 12-month term. Rate for the new term will be determined at time of renewal.