Certificate of Deposit Rates offered as of January 16, 2020.
| TERM | INTEREST RATE | APY (Annual Percentage Yield) | MINIMUM DEPOSIT |
| 6 Month | 0.05 | 0.05 | $500 |
| 12 Month | 0.95 | 0.95 | $500 |
| 18 Month | 1.25 | 1.25 | $500 |
| *25 Month 25th Anniversary Special* | 2.24 | 2.25 | $500 |
| 60 Month | 0.60 | 0.60 | $500 |
A substantial early withdrawal penalty will apply to certificate of deposit and IRA accounts withdrawn before the end of term.
*25-Month Certificate of Deposit Promotion for a limited time only. APY of 2.25% effective 10/1/19. Checking relationship and minimum deposit of $500 required. Early withdrawal penalties may apply. Fees may reduce earnings.
IRA Specials offered as of January 16, 2020.
| TERM | INTEREST RATE | APY (Annual Percentage Yield) | MINIMUM DEPOSIT |
| 12 Month Special | 0.95 | 0.95 | $500 |
| 18 Month Special | 1.25 | 1.25 | $500 |
| 24 Month Special | 0.20 | 0.20 | $500 |
| 60 Month Special | 0.60 | 0.60 | $500 |
A substantial early withdrawal penalty will apply to certificate of deposit and IRA accounts withdrawn before the end of term.